Best Commercial Trucking Insurance Companies 2026

We evaluated 20+ carriers on coverage options, claims speed, financial stability, and owner-operator reviews.

#1

Progressive Commercial

Best for: Owner-operators and small fleets

4.5/5
AM Best: A+

America's largest commercial auto insurer with competitive rates for all truck types.

Pros

  • Lowest rates for many truck types
  • Online quoting in minutes
  • Excellent financial stability
  • 24/7 claims support

Cons

  • Limited agent network in rural areas
  • Some coverage types require add-ons
#2

Sentry Insurance

Best for: Mid-size and large fleets

4.3/5
AM Best: A+

Specializes in trucking insurance with dedicated trucking division and competitive fleet rates.

Pros

  • Dedicated trucking specialists
  • Competitive fleet discounts
  • Strong claims team

Cons

  • Higher minimums for new authorities
  • Online quoting not available in all states
#3

Old Republic Insurance

Best for: Long-haul operators and fleets

4.2/5
AM Best: A

Long-standing trucking insurer with strong claims reputation and nationwide coverage.

Pros

  • Strong claims handling reputation
  • Nationwide coverage
  • Specializes in trucking

Cons

  • No online quoting — agent required
  • Slower policy issuance
#4

Canal Insurance

Best for: High-risk accounts and new authorities

4.0/5
AM Best: A-

Trucking specialist known for accepting high-risk and hard-to-place accounts.

Pros

  • Accepts new authorities
  • Covers hard-to-insure cargo types
  • Flexible underwriting

Cons

  • Higher premiums than standard carriers
  • Agent-only access
#5

Great West Casualty

Best for: Safety-focused carriers and fleets

4.1/5
AM Best: A+

Dedicated trucking insurer providing comprehensive coverage with a focus on safety.

Pros

  • Strong safety programs
  • Competitive rates for safe drivers
  • 100% trucking focus

Cons

  • Limited to agent-based quoting
  • Stricter underwriting standards
#6

National Interstate Insurance

Best for: Specialty transportation and niche truck types

4.0/5
AM Best: A+

Specializes in specialty transportation with flexible program options.

Pros

  • Specialty vehicle expertise
  • Flexible coverage programs
  • Strong financial backing

Cons

  • Limited direct-to-consumer access
  • Higher premiums for small fleets

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